Three groups, three different relationships, each with a direct way in. What follows is what each side can expect from working with us.
You have a deal and need capital. We run the process end to end and you pay nothing unless it closes.
We send packaged, pre-screened deals that match your box, and we do not waste your time with deals that do not.
Sales brokers, attorneys, CPAs and advisors whose clients need debt. Refer the deal, we handle the financing.
Owners, sponsors and developers transacting between $1M and $20M. Some are buying their third building, some their thirtieth. Some are refinancing a maturity, some are funding a ground-up project, some are trying to close a purchase in three weeks.
What they have in common is a real transaction with a real timeline. We are not the right fit for someone gathering rate quotes with no deal behind them, and we will say so early rather than waste your time and ours.
1% of the financed amount, earned at closing and paid from loan proceeds. No retainer, no application fee, no charge for the initial review and no fee at all if we do not place the loan.
Submitting an application does engage us on an exclusive basis for that property for 90 days, which we set out in full in the engagement terms shown before you submit. That exclusivity is what makes it possible to run a serious process without the deal being shopped against us.
One point of contact, an honest read within a business day, and a private portal showing the current stage of your file, every document we still need and where things stand.
You will not have to chase us for an update, and you will not be surprised at closing.
We register your parameters — asset classes, loan programs, size range, maximum LTV and LTC, geography and typical closing timeline — and we send you deals that fit them. Not blasts.
Every file arrives underwritten, with sources and uses, sponsor background and supporting documents organised. The questions your credit team will ask are answered in the package rather than surfacing three weeks later.
When a deal crosses your desk that you have to pass on because it sits outside your box, send it to us. We will place it elsewhere and you keep the borrower relationship intact rather than simply delivering a no.
It costs you nothing and it is frequently the most useful part of the relationship for both sides.
Lending boxes move. Allocations fill, credit committees shift priorities, a product that was aggressive in the spring is closed by the autumn.
Reply to any of our emails with a change and we will update your profile the same day. A registration that reflects last year's appetite helps nobody.
Commercial sales brokers, real estate attorneys, CPAs, title and escrow professionals, general contractors, 1031 intermediaries and wealth advisors. In each case you are frequently the first person to know a client needs capital.
Rather than handing them a name and hoping, you can refer the deal and stay informed on how it progresses.
You earn 20% of our advisory fee on any referral that closes. On a $5M loan that is a $10,000 referral fee for an introduction.
Paid at closing, when we are paid. There is no arrangement in which you are owed something we have not collected.
We handle the debt. We do not solicit your listings, pitch your clients on brokerage services or approach them for anything beyond the financing you referred.
That boundary is the entire basis of a referral relationship. Cross it once and there is no second referral, which is why it does not get crossed.
Fast feedback on whether a deal is financeable, usually within a business day, so you are not left guessing in front of your client. Regular updates as the file moves, and a straight answer if it is not going to work.
Three ways in, each with its own short form.
Borrower Application Lender Registration