Apply now

Borrower application

Tell us about the property, what the money is for and when you need it. We review every application personally and come back within one business day.

What happens next

  • We review your submission the same business day
  • A short call to confirm structure and timeline
  • Candid feedback, including if we cannot help
  • Term sheets typically within 24–48 hours of documents

No fee unless you close

Our 1% advisory fee is earned at closing and paid from the loan proceeds. There are no upfront costs, retainers or application fees.

Prefer to talk first?

Email ben.k@atziadvisory.com or call (347) 307-4023.

Confidential review. We do not share your information with anyone outside the lenders considering your deal.

This matters. Lenders price a deal differently once it has been shopped, so knowing where it has been lets us target lenders who have not already seen it.
If you are unsure of exact names, tell us what you remember.

No fee unless your loan closes. Submitting does not create a lending commitment or an obligation on either side.

Engagement terms

Please review and accept before your application is submitted.

Exclusive engagement

By submitting this application, you engage ATZI Advisory ("the Advisor") on an exclusive basis to source, structure and place financing for the property identified above, for a period of ninety (90) days from the date of submission unless extended or terminated in writing.

Exclusivity and disclosure

During the engagement, you agree to work exclusively with the Advisor in procuring a lender for this transaction. If you engage, or intend to engage, another advisor, broker or intermediary for this property during the engagement period, you must notify the Advisor in writing or verbally before doing so.

If financing for this property is closed through another advisor, broker or intermediary during the engagement period without such disclosure, a fee equal to the Advisor's standard advisory fee of one percent (1%) of the financed amount may become due and payable to the Advisor.

Direct lender contact

Lenders introduced to you by the Advisor are introduced in confidence. Closing a transaction directly with an introduced lender, or through a third party, in order to avoid the Advisor's fee, does not relieve you of the fee obligation.

Fees

The Advisor's fee is one percent (1%) of the financed amount, earned upon closing and payable from loan proceeds. No fee is due if no loan closes. There are no upfront fees, retainers or application charges.

No commitment to lend

The Advisor is not a lender and does not commit to provide financing. All financing is subject to third-party lender approval, underwriting and final documentation. Nothing here guarantees a loan, specific terms, or a closing timeline.

Termination

Either party may terminate this engagement with written notice. Fee obligations survive termination for any lender introduced by the Advisor during the engagement period, for a period of six (6) months following termination.

A copy of these terms will be emailed to you for your records.